With more than eight years of experience in startup, digital transformation, and financial industry, I am a techie at heart and a product guy by choice. I hold the Indonesia Banking Risk Certification (BSMR) Level 1, 2, and 3 issued by the Global Association of Risk Professionals (GARP) & Professional Scrum Master (PSM) by Scrum.org, demonstrating my knowledge and skills in managing digital banking risks & digital product development in a dynamic and complex environment.

Currently, I work as the Chief Technology Officer at Amar Bank, the first digital bank in Indonesia. I lead the product, engineering, and data teams across the world, building innovative and impactful digital solutions for our customers. Our flagship products are Tunaiku, the pioneer of digital lending in Indonesia, and Senyumku, the digital banking platform that helps customers save and invest wisely. My mission is to leverage technology to create financial inclusion and literacy in Indonesia and beyond.